114172341徐嘉伟[文献翻译141214165319].doc

2015届本科毕业设计（论文） 文 献 翻 译 题目 我国私人银行业务发展的问题及对策 学 院 法商学院 专 业 金融学 班 级 11金融3班 学 号 114172341 姓　 名 徐嘉伟 指导教师 王朝晖 　　　 开题日期 2014年10月28日 文献一：） Private banking explained and The growth of private banking Strictly speaking, private banking refers to those banks which are owned by a group of partners who between them have unlimited liability. Originally, the Bank of England operated under this arrangement. Today, there is only one UK bank of this type where the partners have unlimited liability. This is the family‐owned Messrs Hoare and Co. A number of overseas banks also have unlimited liability including the US bankers Brown Brothers Harriman (founded in 1882) and the Banques Privées in Switzerland such as Picted and Cie Lobard, and Odier and Cie of Geneva. The origins of the private banking sector in the UK can be traced back to London Goldsmiths who, in the seventeenth century, were described as “Goldsmiths keeping Running Cashes” in other words, giving negotiable receipts in exchange for plate and other valuables (Hilton‐Price, 1876 pp. 158‐9). By the early eighteenth century some of these banks had opened ledgers which were entirely devoted to banking: a case in point being Drummond Bankers who began operating as a private bank in September 1717 (Bolitho and Peel, 1985). A little further on, private banks targeted two distinct groups within London. In the City, bankers such as Glyn Mills served the banking requirements of merchants and manufacturers whereas in the West End, bankers, such as Child Co and Drummonds, served the aristocracy and gentry. During the last century there were over 4,000 private banks operating in Britain. Within the UK there still exists a small collection of famous, and historic, private bank marques. Examples include Child and Co., Coutts, Drummonds and Messrs Ho