《国际双保理通则》参考译文(一).docVIP

《国际双保理通则》参考译文(一) 前? 言 《国际双保理通则》（General Rules for? International Factoring，简称GRIF），是国际双保理商联合会（简称FCI）为促进国际双保理业务发展、规范业务操作、明确各当事人权益和义务而制定的基本法律规则，其作用相当于信用证业务中的UCP。 近年来，FCI每年根据业务开展及产生的新情况，对《国际双保理通则》个别条款或措辞进行修订。现在使用的是2010年6月修订的版本，包括八个章节32条款，分为：总则、应收账款转让、信用风险、账款催收、资金划拨、争议、当事人保证及其他。 译文仅供参考，业务处理应以英文原版条款为准。 正? 文 SECTION I??? General provisions 第一节? ??总??? 则 Article 1??? Factoring contracts and receivables A factoring contract means a contract pursuant to which a supplier may or will assign accounts receivable (referred to in these Rules as 搑eceivables?which expression, where the context allows, also includes parts of receivables) to a factor, whether or not for the purpose of finance, for at least one of the following functions: -?Receivables ledgering -?Collection of receivables -?Protection against bad debts 第一条??? 保理合约与应收账款 保理合约意指一项契约，据此契约，供应商可能或将要向一家保理商转让应收账款（本规则中称为“账款”，视上下文情况，有时也指部分应收账款），无论其目的是否为了获得融资，至少需满足以下职能之一： - 账款分户账管理 - 账款催收 - 坏账担保 Article 2??? Parties taking part in two-factor international factoring The parties taking part in two-factor international factoring transactions are: (i)牋 the supplier (also commonly referred to as client or seller), the party who invoices for the supply of goods or the rendering of services; (ii)?the debtor (also commonly referred to as buyer or customer), the party who is liable for payment of the receivables from the supply of goods or rendering of services; (iii) The Export Factor, the party to which the supplier assigns his receivables in accordance with the factoring contract; (iv)?the Import Factor, the party to which the receivables are assigned by the Export Factor in accordance with these Rules. 第二条??? 参与国际双保理的当事人 参与国际双保理的当事人为： (i) 供应商（通常也称为客户或卖方）：为供应货物或提供服务出具发票的一方； (ii) 债务人（通常也称为买方或顾客）：对供应货物或提供服务所产生的应收账款承担付款责任的一方； (iii) 出口保理商：根据保理合约受让供应商账款的一方； (iv) 进口保理商：根据本规则受让出口保理商账款的一方。 Article 3??? Receivables included These Rules shall cover only receivables arising from sales on credit terms of goods and/or services provided by