Commercial banks risk management analysis英文电子书.pdf

Commercial banks risk management analysis Luo Shilong Abstract ：Risk management for any business, are necessary, especially for commercial banks has always been run with high debt ratios, risk management is more important. With the increasing development of Chinas economy, Chinas banking industry will continue to grow and develop. With the deepening of Chinas opening, foreign banks will gradually enter our countrys banking sector, which will lead to more intense competition in the banking sector in China. In this case, the risk management in the banking industry is more important. This article is a study in this context; commercial banks on how to better effectively manage their own risk, thus speeding up its own development. Keywords ：Commercial banks risk management First, the research background With the gradual development of Chinas economy, Chinas international competitiveness is increasing. When we carefully study the reason of Chinas rapid economic development, you will find such a rule: the financial sector, especially commercial banks, has played an important role in promoting Chinas rapid economic development. The degree of financial development, to some extent, affects the extent of Chinas economic development. For an important part of the financial industry, one of the commercial banks needs to do a good job throughout content: the commercial bank risk management. Risk management has become one of the important indicator to measure the degree of development of the commercial banks have a significant impact and the outbreak of the second half of 2008, the world economy, to bring the pain and suffering to the people of the world financial crisis, its causes, large part due to the risk of bank supervision is not enough.