【毕业设计论文】++++会计专业++++个人理财方案设计.doc

中国信息大学 毕业设计（论文） 题目： 个人（家庭）理财方案设计 学 院： 经济管理学院 专 业： 会计 学 号： 2007030546 姓 名： 周野 指导教师： 林春 2010年10月21日 摘 要 随着经济的快速发展，生活质量的逐渐提高，每个人都希望过幸福美满的生活。房子、车子、股票…在某些人眼里是财富的象征，生活品质的保证。但也有许多人，宁愿选择平平淡淡的生活，他们不认为华丽的表象可以代表高水准的生活品质。不过，显然大多数人在一生中都是无法满足的，因此我们需要通过理财使有限的财务资源发挥最大的效用，来完成自己的生活目标。 在现实生活中，人们对理财有很多误区，认为理财就是投资，理财就是赚钱，那究竟什么是理财呢？其实很简单，就是管理你的钱财，投资是理财的一部分，但并不是全部。 理财不是针对人某个生命阶段，而是针对人的一生。在不断追求满足更高层次需求的过程中，财产的获取、保护和运用是人的一生中无法回避的问题，因而个人或家庭对财产的管理不可或缺。 关键词：高水准的生活品质；有限的财务资源；管理钱财；投资是理财的一部分；针对人的一生；财产的管理 ABSTRACT With the rapid economic development, Gradual increase in the quality of life .Everyone wants to have a happy life. Houses、Cars、Stock…In some people’s eyes is a symbol of wealth, Guarantee the quality of life. They do not think that can represent the appearance of beautiful high standard of quality of life. Howerefore, Obviously most people in life are not met. Therefore, we need to finance the limited financial resources to best effect. To accomplish their life goals. In real life, there are many errors on the financial people. That financial management is an investment. Money is money. What is it that financial management？Is very simple. Is to manage your money. In vestment is part of financial management, but not all. Money is not a life stage for the people, but against one’s life. In the constant pursuit of a higher level to meet the needs of the process, property acquisition, protection and use of a life can not avoid problems, which individuals or families on the management of essential property. Key word: High standard of quality of life; Limited financial resources; Management of money; Investment is part of financial management; for one’s life property management 目 录 第1章 家庭基本情况············································ 1.1家庭背景简介···················································· 1.2家庭成员基本情况················································ 1.3家庭基本财务现状·····