抵押性权益转让协议表格CollateralAssignmentForm.PDFVIP

抵押性權益轉讓協議表格 Collateral Assignment Form 保單編號 Policy No. 保單權益人姓名 Name of Policyowner 受保人姓名（如與保單權益人不同） Name of Life Insured (if different from Policyowner) 保單權益人日間聯絡電話 Day-time Contact Telephone No. of Policyowner 受讓人姓名名稱/ Name of Assignee 業務代表姓名及編號 Name Code of Technical Representatives 代理銀行 Name of Servicing Bank 重要指示 Important Notes 如上述保單權益人 (下稱為「轉讓人」) 考慮將上述保單轉讓作抵押予上述受讓人以作貸 款，請小心閱讀本重要指示 。在轉讓人簽署本 表格前，建議先尋 求獨立的專業意見。此表格由香港人壽有限公司 ( 「本公司」或「香港人壽」)誠意提供，本公司對此表格有關權益轉讓之有效性及合法性均不負上任何 責任。 If the above policyowner (hereinafter called “Assignor”) is under consideration of assigning the above policy to the above Assignee as collateral for a loan, please carefully read this Important Notes. Assignor is recommended to seek independent professional advice before signing this form. This form is furnished by Hong Kong Life Insurance Limited (“the Company” or “Hong Kong Life”) as a matter of courtesy and the Company assumes no responsibility for the validity or legality of this Collateral Assignment. 息 率風險 INTEREST RATE RISK 1. 貸款利 率可能昂貴，受讓人亦可就逾期償還貸款及或任何一期分期貸款/ 向轉讓人徵收欠款利息。轉讓人應向受讓人方了解詳情。 The interest rates applicable to the loan may be substantial and the Assignee may impose default interests if the Assignor is late in repaying the loan and/or any installments of the loan. Assignor should contact the Assignee for more details. 受讓人可代轉讓人行使的保單權利 RIGHTS ON POLICY THAT ASSIGNEE MAY EXERCISE ON BEHALF OF THE ASSIGNOR 2. 若保單條款許可，受讓人可 ： If permitted by the policy provisions, the Assignee may: i. 領取受保人身故後應得的 身故賠償； collect the death benefit payable on the death of the Life Insured; ii. 申請退保，並 收取退保發還金額 ； surrender the policy and receive the surrender value; iii. 收取保單應付的紅利； receive dividends payable on the policy; iv. 領取滿期利益