试论关于养老保险“历史债务”的解决方案.docx

试论关于养老保险“历史债务”的解决方案摘要随着国家的发展，社会的进步，我国很多不符合历史发展的旧制度正一步步被修改并完善，可是我国的养老保险制度在改革中还存在着很多严重的问题，较大数额的养老金历史债务，对养老保险制度的运转带来了不良的影响。所以为了能够消除和补偿这些历史债务带来的不良后果，政府应着力于养老保险制度的建设和完善，不能只单单依靠“新人”的缴费来补偿“中人”和“老人”，而是要从问题的根本出发来解决问题。笔者就历史债务形成的原因与其所带来的危害展开论述，并提出问题主要承担者应采取的解决办法及政策措施。关键词：养老保险；历史债务；解决方案On the solution of old-age insurance historical debtsAbstractWith the countrys development and social progress, a lot of the old system does not meet the historical development is a step-by-step to modify and improve, but our pension system reform, there are still a lot of serious problems, the larger the amount of pensionthe history debt, brought an adverse impact on the operation of the pension insurance system. Therefore, in order to be able to eliminate the adverse consequences and to compensate for these historic debt, the Government should focus on old-age insurance system construction and improvement, not just rely solely on the payment of the new man to compensate for the middle and old man, but to starting from the root of the problem to solve the problem. The author discusses the reasons for the formation of historical debt they bring harm, and put forward the main bearer on solutions and policy measures to be taken.Key words：Endowment insurance； Liability； Solve 目录摘要.........................................................................Abstract............................................................1引言2养老保险历史债务的由来......................................................12.1建国初期我国的养老保险法律制度与运行状况..............................12.2养老保险隐形债务形成的法律根源与其它原因及养老保险现状................13养老保险历史债务的责任承担..................................................3.1政府是养老保险问题最主要的责任承担者..................................4养老保险历史债务问题带来的社会和法律后果....................................4.1影响政府信誉和形象....................................................4.2使贫富差距拉大，易造成人们心理不公与社会动荡..........................4.3关系到我过养老保险制度改革的成败和新制度的成长........................5解决养老保险历史债务的途径..................................................6结论.............