我国企业负债经营的问题与对策-以上海航空公司为例.doc

我国企业负债经营的问题与对策-以上海航空公司为例 [摘 要] 我国企业作为我国经济发展的中坚力量，其对于我国整体的经济发展具有十分重要的作用。因此，加快我国企业的发展已成为我国经济发展的必要条件。负债经营作为企业的一种有效的经营方式，对于提高其竞争力，扩大生产经营的规模，优化企业的资源配置具有显著的作用。企业合理地运用负债经营，不仅可以直接的为企业增加经济效益，而且还可以间接的提高企业财务管理的水平，对企业经营有着十分长远的意义。但是，在我国企业的发展过程中负债经营存在着很多问题和风险，严重阻碍了企业经济长远的健康发展。本文详细介绍了负债经营的概念、特点和意义，通过对我国企业负债经营存在的融资意识、融资渠道、风险意识和企业的社会信誉度这四个问题进行分析，并对其作出原因分析，最后给出负债经营存在问题的解决方法，对实现企业的长远发展具有十分重要的意义。 [关键词] 负债经营；融资；风险意识；社会信誉度  Problems and Countermeasures of Small and Medium Sized Enterprises Debt Management in China: a Case Study of Shanghai Airlines [Abstract] As the backbone of Chinas economic development, SME play an important role in the development of china. Therefore, efforts to speed up the development of SME has become an important means of economic development. As an effective way of operation, debt management plays an important role in improving the competitiveness of enterprises, expanding the scale of operation and optimizing the allocation of resources. Reasonable use of debt management can not only improve the level of enterprise financial management, but also increase the economic benefits for enterprises. It has a very long term significance for enterprise management. However, in the process of the development of small and medium-sized enterprises in China, there are many problems and risks in debt management, which seriously hinders the healthy development of the enterprise economy. This paper describes the concept of the debt management, characteristics and significance, through the analysis of the existing debt management of Chinas small and medium-sized enterprise financing consciousness, financing channels, risk awareness and corporate social credibility of the four problems, and make an analysis on the causes and countermeasures are given at the end of operation with debt problems. To realize the long-term development of enterprises is of great significance. [Key words] Debt Management；Financing；Risk Awareness；Social Credibility  目 录 引言 1 一、我国企业负债经营的概述 1 （