孟加拉国乡村银行发展模式研究外文翻译资料.doc

孟加拉国乡村银行发展模式研究外文翻译 In Rural Bangladesh Bank Development Pattern By Claudio Gonzalez Vega Bangladesh grameen bank the historical background of the emergence The Nobel peace prize for 2006 was awarded in Bangladesh muhammad yunus and grameen bank established. In rural Bangladesh bank also called grameen grameen bank since its inception, and successfully in Bangladesh introduced a poor peasant households microfinance model, the whole world a tremendous echo, its founder muhammad yunus earned banker to the poor reputation In 1976, muhammad yunus lending expanded to hundred villages. In 1983, classics by congress, Bangladesh government licences muhammad yunus create established to his Grameen Bank, and named somebody i.e. Grameen Bank, Grameen in Bengali in the village means. This emerging banking soon received a lot of public support for developing countries, and implement microfinance provides a good reference in rural Bangladesh bank operation mode For ordinary commercial Banks in Bangladesh, it provides small loans often is a not yet braved, also Disdain to set foot in the field First, the operating cost is high. Need microfinance villagers often comes from different social fields, their business projects is multifarious: textile gauze and selling ice cream bar, production bronzes, repaired the radio, processing mustard oil, planting, rice jackfruit, etc. And each project loan only a few tens of dollars, and even a few dollars, this will give a bank officer brought a nightmare scenario: daily need tracking hundreds of different for each project management project and trifling dozens of $record statistics, bank loans do itself pay operating costs also rises greatly. For example, also is to provide a sum of 100 million dollars in loans, lend it to several people lent tens of thousands of personal compare words, former cost of will undoubtedly will reduce a lot Secondly, repay the risk is too large. Provide their loans, the Banks often