中国人寿财产保险利润损失险扩展条款费率精选.doc

中国人寿财产保险利润损失险扩展条款费率 中国人寿财产保险股份有限公司 利润损失险扩展条款（9个） 一、扩展类条款（6个） 013．包括全部营业额条款 兹经双方同意，在赔偿期限内如果为获得营业收入，被保险人或他人代其在营业处所以外的地点，销售货物或提供服务，则有关这项销售或服务所给付或应给付的金额，在计算赔偿期限的营业额时应包括在内。 本保险单所载其他条件不变。 01. Inclusion of All Turnover Clause If during the Indemnity Period goods shall be sold or service shall be rendered elsewhere than at the Premises for the benefit of the business either by the Insured or by others on their behalf the money paid or payable in respect of such sales or services shall be brought into account in arriving at the Turnover during the Indemnity Period. This Clause is subject otherwise to all the terms and conditions of this Policy. 02．未保险的维持费用条款 兹经双方同意，如本保险单未承保经营业务的维持费用(根据本保险单规定对毛利润的定义，在计算毛利润时已予减除)，在计算本保险单项下，可以取得补偿的营业费用增加的赔偿金额时，只赔偿营业费用增加乘以按毛利润与毛利润加上未保的维持费用之比例所得的那一部分额外费用。 本保险单所载其他条件不变。 02. Uninsured Standing Charges Clause If any standing charges of the Business be not insured by this Policy (having been deducted in arriving at the Gross Profit as defined herein) then in compating the amount recoverable hereunder as Increase in Cost of Working that proportion only of the additional expenditure shall be brought into account which the Gross profit bears to the Sum of the Gross Profit and the uninsured standing charges. This Clause is subject otherwise to all the terms and conditions of this Policy. 03．通道堵塞条款 兹经双方同意，由于邻近营业处所的财产遭受(本保险单所限定的)损坏，使营业中断或受到干扰，因而导致本保险单所承保的损失而上述损坏将阻碍该财产的使用或堵塞其通道口，则不论营业处所或被保险人在营业处所内的财产是否遭受损失，这项损失均应视作由于被保险人在营业处所使用的财产遭受损坏所造成的损失。 本保险单所载其他条件不变。 03．Prevention of Access Clause It is hereby agreed that loss as insured by this Policy resulting from interruption or interference with the business in consequence of the damage (as within defined) to property in the vicinity of the premises which shall prevent or hinder the use thereof or access thereto, whether the premises or property on the insured therein shall be damaged or not, shall be deemed to be loss resulting from damage to property used by the Insured at the premises. This Cl