购买大病保险的大陷阱（ major pitfalls in buying serious illness insurance）.docVIP

购买大病保险的7大陷阱（7 major pitfalls in buying serious illness insurance） Abstract: with the development of medical technology, the cure rate of serious diseases is increasing, and more and more people buy serious diseases insurance. Experts suggest that families buy insurance first choice health insurance, serious illness insurance is essential in health insurance coverage. For a description of the definition, but serious illness compensation standards and other aspects of the serious illness insurance clauses are a lot of professional medical terminology, the insured may not fully understand the reference, until the claim, the insurance company will compensate can lose, cannot lose cannot lose, this guarantee is true security? So, today we have to elaborate on the 7 traps to buy insurance, for insurance policyholders guiding. A trap: the compensation according to the death is not according to the illness Taiyuan people Dong Guozhu encountered such a thing, his wife Wang knitting April 2003 suffered brain stem bleeding to the hospital, died the same day. Sadly, to Mr Dong Guozhus relief, his wife bought a health insurance policy in 2000 at the Pacific Insurance Companys Taiyuan branch. After the death of his wife, after consulting a doctor, Dong Guozhu learned that brainstem hemorrhage belongs to a stroke, one of the 12 major diseases and stroke are listed in the insurance contract, according to his understanding, this means that his wife died, the insurance company according to the major diseases to give compensation. According to the contract of insurance, the insurance amount for the payment of major diseases shall be 30 thousand yuan. However, when Dong Guozhu went to get insurance, the insurance company only agreed to pay 6000 yuan of death insurance. The insurance company believes that the terms of the contract and have a clear definition of stroke, stroke is due to sudden cerebral vascular lesions, leading to cerebral hemorrhage, cerebral thrombosis, cerebral emboli