★中山四六级模拟试题.doc

中山四六级模拟试题 Part Two Proof-reading Exercises Passage 55 You will also want to think about what kind of saving [1] ______ instrument to use or what kind of investment to make. By putting your money in some kind of savings instrument or investment, you can set side small amount of money regularly [2] ______ and the money will earn interest or dividends. Interest refers to the amount what your money earns when it is kept in a [3] ______ savings instrument. Dividends are payments of part of a company’s earnings to people hold stock in the company. A [4] ______ savings instrument has all “interest rate” associated with it; this refers to the rate which the money in the instrument in- [5] ______ creases during a certain period of time. Principal refers to the facial value or the amount of money you place in the savings [6] ______ instrument on which the interest is earned. Every type of savings or investment has some risk that the return will be less than needed or expected. Federally in- sured savings accounts are safe and guaranteed up to$100,000 by the U.S Government. Therefore, they may have lower [7] ______ interest rates, making it hard to save large amounts of money [8] ______ for college. Bonds and stocks often have higher returns than savings accounts or EE savings bonds but are more riskier. You [9] ______ can reduce the risks of these kinds of investments by starting to save early. The earlier we begin the less money you will [10] ______ have to put aside each month and the more total savings you will accumulate. Passage 56 At the International World Summit for Social Develop- [1] ______ ment in Copenhagen in 1995, the Governments of 186 coun- tries commit themselves to the goals of eradicating poverty [2] ______ and achieving full employment and social integration. With unprecedenting momentum, they adopted a Programme of [3] ______ Action that underscored on the importance of s