格尔木市中小企业融资情况分析-analysis on financing situation of small and medium-sized enterprises in golmud city.docx

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格尔木市中小企业融资情况分析-analysis on financing situation of small and medium-sized enterprises in golmud city.docx

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格尔木市中小企业融资情况分析-analysis on financing situation of small and medium-sized enterprises in golmud city

目录中文摘要···························································································I英文摘要··························································································II目录·························································································III引言1第一章绪论·················································································2第一节中小企业划分标准和企业融资结构理论····································2第二节研究背景·············································································5第三节研究意义和价值···································································14第二章格尔木市中小企业融资概况····················································19第一节格尔木市经济发展概况··························································19第二节格尔木市中小企业融资情况···················································22第三章格尔木市中小企业融资问题及原因分析·······································25第一节格尔木市中小企业在融资过程中存在的问题······························25第二节格尔木市中小企业融资问题分析·············································26第四章格尔木市中小企业融资的对策、措施分析····································30第一节政府部门在解决中小企业融资问题中的作用、措施及建议············30第二节金融机构为格尔木市中小企业融资提供的服务···························36第三节格尔木市中小企业自身在解决融资问题中的做法························40第五章结论与讨论···········································································44第一节结论··················································································44第二节讨论··················································································46参考文献·························································································47III引言格尔木市有着得天独厚的资源优势，目前已初步形成以盐湖化工、石油天然气化工、黑色有色金属加工和商贸物资流通、特色农业、高原特色旅游业为主的产业体系。格尔木市基本经济竞争力在西部百强县（市）中名列第16位，这说明格尔木市的经济发展势头强劲，并且经济进一步发展的潜力巨大。改革开放至今，格尔木市的社会经济取得了巨大的发展，国有大型企业的贡献不言而喻，但众多中小企业的贡献更是不可忽视的，俗话说“无大不强，无小不稳”。事实证明中小企业在格尔木市的经济发展中发挥着极其重要的作用。长期以来，中小企业融资难一直是我国广大中小企业发展的主要障碍。对格尔木市的中小企业来说也不例外，由于中小企业风险较高、在经营当中存在许多不确定性以及市场竞争力不强等原因，中小企业在融资时存在诸多困难，使得中小企业的发展速度比较迟缓。如果能够有效的解决融资问题，对于促进中小企业和本地区经济的快速发展将起到显著的推动作用。工业和信息化部部长李毅中在2009年10月15日召开的“中国（沈阳）国际中小企业大会”开幕式上说：“没