3445.E 浅析我国发展国际保理存在问题及对策 英文文献及翻译.docVIP

How does our country develop positively international guarantees the principle Guarantees the principle is one kind of credit administration and the financing method stems from English “Factoring”, from used the scope to be possible to divide into domestic guarantees the principle and international guarantees the principle. International guarantees the principle is refers to the exporter to put on somebodys account, when way sell goods and so on invoice, business buys up the exporter the account receivable, and provides the fund to allow temporary credit, the importer credit appraisal, the sales account management, the credit risks guarantee, the credit to receive after dunning and so on a series of service comprehensive financial service way. Now has become the hot spot which gradually the economic world, the financial circles pay attention. First, international guarantees the principle application superiority and the traditional method of settling accounts compares, international guarantees the principle service to the exporter, the importer and bank factor has its application superiority: (one) speaking of the exporter. 1, guarantees the principle service to provide the convenience which or the processing post-sale supervisory work for the exporter the fund allows temporary credit, reduces its unproductive disbursement, after documentary evidence outright sale for bank, so long as factor its commercial quality and the conditions of delivery goods conform to the contract provision, may obtain 100% exchange-earning safeguard. In being without recourse guarantees under the principle service, the complete credit risk and the exchange rate risk forward to the bank to undertake. May cause the exporter through this way in the limit of credit which factor approves, eliminates the risk which, because the buyer protests the loans or the bankruptcy go out of business create the credit which is unable to take back; 2, the exporter may through provide have the competitive