国际金融语International Finance 全套课件.pptx

International Finance     School of English Studies, Tianjin Foreign Studies University;The Score Arrangement;Introduction To “Finance” From National, Corporate, And Personal Prospects;;;B. Finance (from national perspective) n. in Chinese means “国家财政”. ;C. Finance (from corporate perspective), in Chinese means “公司财务”. For a company, its assets are composed of equity (所有者权益/自有资金）and liabilities (负债）. Assets = Equity + Liabilities ;D. Finance (from personal perspective) is money management, in Chinese means “个人金融（理财)”. It’s about how to allocate your personal incomes for consumption and investments, such as savings, buying financial products (T/B, housing, stocks, insurance, futures, mutual funds, foreign exchanges, and so on) from financial institutions to earn more money, but there is a risk for any investment. Risk Return e.g. buy stocks Risk Return e.g. buy T-bonds ;Reference Books For Learning Finance Economics：;Recommended Media for Learning Finance Economics; Unit 1. Money;I. Money;A. Definition of money and review of money’s history. a) Money is defined as anything that is generally acceptable in payment for goods and services, or in discharge of debts. b) In the past, many things have served their turn as money, such as decorative shells, beads, stone axes, bronze, gold and silver. c) Nowadays, for our daily point of view, money refers to notes, coins, checks, traveling checks and deposits. d) The difference between currency and money: Currency refers to notes and coins, while money covers more than currency, such as checks, traveling checks and deposits. ;B. Reasons for using money: a) The use of money enriches economic life by