HND金融大综合26 27 29.doc

2.6 2.7 2.9 Santander Barclays Current Account Pay in ￡1,000 each month and you get: 5% AER (fixed) for 12 months on balances up to ￡2,500 1% AER (variable) after 12 months. ￡100 cash back No monthly account fee. Online banking and telephone banking. A network of more than 1.700 branches. Access your account through Mobile Banking. Can apply for an overdraft at 18.5% pa: Up to ￡5,000 – 18.5% interest pa Have Visa Debit Card No monthly account fee. Pay in ￡1,000 each month. 4.8% AER (fixed) for 12 months on balances up to ￡2,500. 0.8% AER (variable) after 12 months. Online banking and telephone banking. Access your account through Mobile Banking. Have Visa Debit Card Can apply for an overdraft at 19.3% pa: Up to ￡5,000 – 19.3% interest pa. Comparison This current account have 5% AER (fixed) for 12 months and after months also have high AER 1% (variable). The best is it has cash back. Apply for an overdraft at 18.5% pa. This product has more than 1,700 branches and 24 hour service functions, it can easily deals with the family’s daily expenses Can deal with online or though telephone. Can apply for Visa Debit Card. This product has 4.8% AER (fixed) for 12 months and 0.8% AER (variable) after 12 months. Can overdraft at 18.5% pa. Have online banking and telephone banking. Can apply for an overdraft at 19.3% pa. Have Visa Debit Card business. Key factor This current account have 5% AER (fixed) for 12 months and after months also have high AER 1% This product has 4.8% AER (fixed) for 12 months and 0.8% AER (variable) after 12 months Alliance Leicester plc Santander fixed interest saving certificates High AER which is 4.00% (When saving 3 years, will have 6.00% AER). Tax free Interest paid monthly. ￡5,000 investment. Interest earned on balances of ￡50,000 or more will be paid without deduction of tax. No Partial withdrawals or additional deposits are allowed. High AER which is 3.8%. Tax free. Minimum deposit of ￡1 up to a maximum of ￡2,000,000. Transacti