（毕业设计论文）《国民高储蓄率的成因分析》.docVIP

PAGE 11 国民高储蓄率的成因分析 摘 要 本文研究了我国国民收入分配格局,研究表明近年来我国储蓄率的上升,主要是企业和政府增加储蓄的结果。居民消费相对不足,其收入相对下降了，储蓄率却相对的提高了。我国住户的储蓄倾向增加,而且住户的储蓄率逐年增加。我国国民收入分配中偏向企业和政府,住户收入在国民收入分配中的比例逐年降低。因此，调节国民经济收入分配格局的根本措施在于改革企业的经营制度与金融等制度性因素。 关键词：储蓄；储蓄率；储蓄倾向 Exploring the factors affecting the savings structure factors Abstract This paper studies the Chinas national income distribution pattern in China in recent years, research shows that a rise in the savings rate, mainly is the enterprise and the government to increase savings results. Consumer relative shortage, not because people get more savings, but its income relative decline. Our country of the household savings, but increased tendency to residents of the savings rate has not changed much. Chinas national income distribution of enterprise and government to residents income in the national income distribution in proportion to reduce year by year. So, adjust the national economy income distribution pattern is the fundamental measures to reform the current enterprise savings rate the excessively rapid increasing of the fiscal and taxation and finance of institutional factors Keyword: saving: saving rate; propensity to save目 录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc322632256 摘 要 PAGEREF _Toc322632256 \h I HYPERLINK \l _Toc322632257 Abstract PAGEREF _Toc322632257 \h II HYPERLINK \l _Toc322632260 1 绪 论 PAGEREF _Toc322632260 \h 1 HYPERLINK \l _Toc322632261 1.1 研究背景 PAGEREF _Toc322632261 \h 1 HYPERLINK \l _Toc322632262 1.2 研究目的及意义 PAGEREF _Toc322632262 \h 1 HYPERLINK \l _Toc322632263 1.2.1 研究目的 PAGEREF _Toc322632263 \h 1 HYPERLINK \l _Toc322632264 1.2.2 研究意义 PAGEREF _Toc322632264 \h 1 HYPERLINK \l _Toc322632265 1.3 国内外研究现状 PAGEREF _Toc322632265 \h 1 HYPERLINK \l _Toc322632266 1.3.1 国内研究现状 PAGEREF _Toc322632266 \h 1 HYPERLINK \l _Toc322632267 1.3.2 国外研究现状 PAGEREF _Toc322632267 \h 1 HYPERLINK \l _Toc322632268 2储蓄的理论 PAGEREF _Toc322632268 \h 3 HYPERLINK \l _Toc322632269 2.1 储蓄的概念 PAGEREF _Toc322632269