海上保险契约之特性.PDF

契 了 陸 不 了陸 更 烈兩— 更 了— 利益 不 indemnity 1 insurance contingency insurance 不 利益利益 pecuniary interest 金利益 契 2 金 3 不 類行 律 不 利益 金利益 利益不 金 1 Robert Merkin Colinvaux’s Law of Insurance p4-5 2 林論 90 年530 3 理論 91 年9 103-105 利益 金 金 益金 論 1906 年(Marine Insurance Act 1906 ) 1 A contract of marine insurance is a contract whereby the insurer undertakes to indemnify the assured, in manner and to the extent thereby agreed, against marine losses, that is to say, the losses incident to marine adventure. 契 1 不契 契a contract 4 例 Rickards v Forestal Land, of indemnify 4 Lord Mansfield, Kent v Bird (1777) 2 Cowp at p585 Blackburn J, Lloyd v Fleming (1872) LR 7 QB at p302 Blackburn J, Anderson v Morice (1875) LR 10 CP at p615 Jessel MR, Pitman v Universal Marine Insurance Co (1882) 9 QBD at p204 Lord Esher and Bowen LJ, Castellain v Preston (1883) 11 QBD at p386 p397 Moran, Galloway 5 Timber and Rlys Co Ltd Lord Wright 立 念 不例律 2 了 念 利益 金 利益 6 契 利益 1906 年4 3 契契來說 契不 契7 Lord Summery British and Foreign 8 Insurance Co Ltd v. Wilson Shipping Co Ltd 契 契Irving v. Manning Mr. Justice 9 Patteson 契契 Co v Uzielli [1905] 2 KB at p563,CA. 5 [1941] 3 All ER 62, HL.The object both of the legislature and of the courts have been to give effect to the idea of indemnity, which is the basic principle of insurance, and to apply in t