2013考研英二真题及答案解析.pdf

2013考研英语二真题及答案解析 Section I Use of English Directions: Readthe followingtext. Choose the best word(s) foreach numbered blankand markA, B, C or DonANSWERSHEET 1. (10 points) Giventhe advantages of electronic money,you might thinkthat we would move quickly to the cashless society inwhich all payments are made electronically. 1a true cashless society is probably not around the corner. Indeed, predictions have been2 fortwo decades but have not yet come tofruition. Forexample, Business Week predicted in 1975 that electronic means of payment would soon revolutionize the very 3 of money itself, only to 4 itself severalyears later.Why has the movement to a cashless society beenso 5 incoming? Althoughelectronic means of payment may be more efficient thana payments system based on paper,severalfactors work 6 the disappearance of the papersystem. First, it is very 7 to set up the computer,card reader,andtelecornmunications networks necessary to make electronic money the 8formof payment Second, paper checks have the advantage that they 9 receipts,something that many consumers are unwilling to 10 .Third,the use of paper checks gives consumers several days of float - it takes several days 11 a check is cashed andfunds are 12 fromthe issuers account,which means that thewriterof the checkcan cam interest onthefunds inthe meantime. 13 electronic payments arc immediate,they eliminate thefloat forthe consumer. Fourth,electronic means of payment may 14 security and privacy concerns.We often hear media reports that an unauthorized hacker has been ableto access a computerdatabase and to alter information 15 there.Thefact that this is not an 16 occurrence means that dishonest persons might be able to access bank accounts inelectronic payments systems and 17fromsomeone elses accounts.The 18 of this type of fraud is no easy task,and a new field of computerscience is developing to 19 sec