H集团担保公司产业金融及其风险研究-工商管理专业毕业论文.docx

Title：Study Title：Study on Supp炒Chain Finance Business and It’s Risk of H Group Guarantee Company Professional Fields：Master of Professional Accounting Applicant：Liu Bing Supervisor：Gu Guang Associate Professor， ABSTRACT Industrial chain financial model，this new credit is slowly become the bestselling in the eyes of a financial institution in China．Unlike previous credit,the borrower’S solvency,the financial status is no longer as the only standard to make loans，but in the industrial chain of the whole environment for evaluation，this is the biggest characteristic of industrial chain financial business．Mini，small and medium-sized enterprises Can by and between the gOre enterprise on the chain stay stable，long—term and good relationship between supply and marketing，to their credit rating points，and this，will be largely solve the status of the mini， small and medium-sized enterprises financing difficult．The business and fmancial institutions through also extends the original customer group is given priority to with large and medium—sized enterprises，”the resources”market of mini，small and medium enterprises to become new profit growth poim of financial institutions．Especially for some small and medium—sized financial institutions，in the limited large and medium—sized enterprises，more than eighty percent have been almost large state-owned financial institutions have,so it is difficult to get good customer in the fierce competition environment resources，and this phenomenon will bring certain influence to the development of the future．To avoid the happening ofthis kind ofphenomenon，first of all need changes on the business architecture， at the same time cultivating product innovation consciousness，expand the new customer group has become inevitable choice for small and medium-sized financial institutions． Supply and demand，there will be progress and development．In the profit and the driving of the performance appraisal，the industrial chain won rapid development of f