JS银行安徽分行电子银行业务风险管理研究-工商管理专业业论文.docx

ABSTRACTWith ABSTRACT With the continuous development of information technology and the increasing cost of labor,the development of electronic banking business of commercial banks is becoming more and more enthusiastic．At the same time，the development and popularization of electronic banking，enhance the ability and efficiency of bank customer service．Customers accept and take the initiative to use electronic banking services will increase，the main channel of commercial banks by the line network gradually evolved into online electronic banking．Wim the rapid development and innovative application of electronic banking business，the importance and urgency of commercial banks to guard against the risk of electronic banking channels is very important for the risk management and control of electronic banking．In recent years，． the number of electronic banking business risk events of JS bank Anhui branch， involving the number of customers and the amount of loss are increased year by year, the risk management level of the business has yet to be improved．Therefore，it is necessary to study the risk management of electronic banking business in JS bank Anhui branch，which is both theoretical and practical． This paper is based on Basel bank risk management，electronic banking risk management principles and COSO risk management framework theory, using literature research,investigation and theory with practice and other methods， according to foreign and domestic banking regulators on electronic banking risk management requirements and experts and scholars on the risk management of electronic banking research results．Taking JS bank Anhui branch as an example， through the study of the electronic banking business situation,risk management status， combing the main line in the risk management of electronic banking business on the issue，according to a comprehensive analysis of the electronic banking business process，business risk and the risk factors，put forward the electronic banking risk