关于中小企业筹资问题的探讨.doc

专业资料整理分享 PAGE 完美WORD格式编辑 专业资料整理分享 完美WORD格式编辑 我国中小企业筹资问题的研究 作者姓名：高 川 专业名称：会 计 学 指导老师：王纯杰 讲师 专业资料整理分享 摘要 改革开放以来，我国中小企业迅速成长，在国民经济中发挥越来越重要的作用。数量巨大的中小企业所获得的金融资源与国有大中型企业相比少得可怜，中小企业从银行获得的贷款仅仅占全部贷款的30%左右，这其中还大部分投向了国有中小型企业。中小型企业特别是民营中小型企业为了取得发展所必须的资金支持绞尽脑汁，但仍然长期被排斥在主流资金市场之外。从近年我国中小企业的发展来看，大力发展和完善中小企业金融机构，积极拓宽中小企业的直接融资渠道，建立多层次的资本市场体系，完善中小企业信用担保机制，是解决中小企业融资难的有效途径。 关键词：中小企业 融资 对策  Abstract Since reform and open policy, our country small and medium-sized enterprise rapid growth, plays the more and more vital role in the national economy national economy. The quantity giant small and medium-sized enterprise obtains the financial resources and the state-owned large and middle scale enterprises compare are much less, about 30% from the bank which small and medium-sized enterprise which obtains the loan occupies merely loans completely, this also majority of went to the state-owned small and medium-sized enterprise. The small and medium-sized enterprise is the privately operated small and medium-sized enterprise specially in order to obtain the development to have the fund. Keywords: Small and medium-sized enterprises, financing problem, countermeasures.  目录 TOC \o 1-3 \h \z \u HYPERLINK \l _Toc154343250 摘要 PAGEREF _Toc154343250 \h I HYPERLINK \l _Toc154343251 Abstract PAGEREF _Toc154343251 \h II HYPERLINK \l _Toc154343252 目录 PAGEREF _Toc154343252 \h III HYPERLINK \l _Toc154343253 前言 PAGEREF _Toc154343253 \h 1 HYPERLINK \l _Toc154343254 1 我国中小企业的地位和融资方式概述 PAGEREF _Toc154343254 \h 2 HYPERLINK \l _Toc154343255 1.1我国中小企业的地位 PAGEREF _Toc154343255 \h 2 HYPERLINK \l _Toc154343256 1.1.1中小企业是国民经济持续发展的一支重要力量 PAGEREF _Toc154343256 \h 2 HYPERLINK \l _Toc154343257 1.1.2中小