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PAGE \* MERGEFORMAT30 Hen-pecked or Not Hen-pecked: The Research on Factors Affecting Chinese Household Financial Decision-making Mode 会计学院 2016级硕士研究生 *** 【Abstract】In this paper, we use the database of CHFS to study the factors in the decisions of the allocation of family financial rights. We focus on exploring the effects of a husband and wife financial discourse of their income gap. The results show that when the husband is a party member, or the wife is a party member as well as financial practitioner, the husband is more likely to make family financial decisions. And the more income a husband earns the greater likelihood of his making decisions in the family financial affairs. In terms of the income gap between spouses, we find that a husband has more tendencies to make family financial decisions when he earns more compared to his wife’s income. So, we reach the conclusion that hen-pecked husbands can have more financial discourse power when they earn more money. And most hen-pecked husbands do not give up their financial rights without protest, but have to due to their lack of financial resources. 【Key words】Financial Decision; Income gap; Age Gap; Regional Distribution Introduction Equality between men and women are always the hot spot of world educational research, which embodies the social civilization and progress. One of the fundamental points of equality between men and women is to achieve the gender equality in rights and responsibilities.The article attempts to analyze the equality between men and women of the family in the angle of economics，which is reflected in the equality of distribution in financial decision-making power.Combined with the reality of life, the article is to research financial decision-making of husband and wife in Chinese family based on the “hen-pecked” In Chinese culture, the husband who is afraid of his wife is always called “hen-pecked”. For such those husbands, no matter how successful they are in enterprises and how social