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II
Reform of state-owned commercial bank
Abstract
Since the Third Plenary Session in 1978, Chinas economic system has undergone fundamental changes, under Chinas unique political system, social background and ideology, the process of institutional change of Chinas economic structure and the way there is a strong Chinese characteristics. Chinas banking system has experienced nearly 30 years of Change process, the middle there is the successful experience of the experience of failure in theoretical circles but also the reform of Chinas state-owned commercial bank system carried out the in-depth study on the future of state-owned commercial banks reform are put forward their own views. In this paper, the course of the reform of state-owned commercial banks to review by the characteristics of Chinas banking system changes that Chinas unique political system, ideology and history and culture, two on the reform of state-owned commercial banks the reform of property rights and market reforms of the main ideas are not suitable for the situation of our countrys development. For the future direction of reform for the existing state-owned commercial banks, the most important task is to strengthen the reform and construction of a banking enterprise, internal corporate governance structure, to improve the performance of banks.
The research method is based on the Western Institutional Economics Institutional Change Theory, Marxist economics theory of institutional change and institutional change in the national interest group theory, the use of game theory methods of analysis and comparative analysis methods for state-owned commercial banking system the process of change analysis, combined with current research scholars on the reform of state-owned commercial banks and Eastern European socialist countries experience in banking reform on the two existing banking reform concept, reflection and summary of that of Chinas state-owned commercial banks in this two aspects of reform h
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