广西小额贷款公司制度环境对创业导向的影响研究-政治经济学专业论文.docxVIP

I I 广西小额贷款公司制度环境对创业导向的影响研究 摘 要 在我国，小额贷款公司是指由自然人、企业法人与其他社会组织投资 设立的，不吸收公众存款的，经营小额贷款业务的有限责任公司或股份有 限公司。此类制度，旨在将民营资本引入金融领域进而进行金融体制外的 增量改革，是我国打破金融领域国有垄断的探路石。本文综合创业导向理 论、创业制度环境理论、微型金融理论，研究了广西小额贷款公司制度环 境对创业导向的影响。 在总结现有研究成果的基础之上，本文首先以广西 12 个市的 69 家小 额贷款公司的调研问卷为基础，对样本小额贷款公司的创业导向进行了评 价；然后综合整理全国 34 个省级行政区的相关政策文件及调研问卷答案， 从金融支持、市场管制、扶持政策、有形基础设施、文化与规范、宏观经 济运行六个维度考察了广西小额贷款公司制度现状；接着建立计量模型对 制度环境对样本小额贷款公司的创业导向的影响进行实证分析；最后给出 政策建议。 关键词：广西小额贷款公司 制度环境 创业导向 II II IMPACT OF INSTITUTIONAL ENVIRONMENT ON ENTRUPRENEURIAL ORIENTATION OF MICROFINANCE COMPNIES’ IN THE PROVINCE OF GUANGXI ABSTRACT The so called ?Microfinance companies‘ in China refers to limited liability companies or Co., Ltd that are invested by private legal entities. The emergence of these microfinance companies represents the determination of China‘s authorities to break up the monopoly of state-owned banks in the financial market, thus is of great experimental significance. Based on Entrepreneurial Orientation Theory, Entrepreneurial Institution Theory as well as relevant Microfinance Theories, this dissertation makes comprehensive research of the impact of institutional environment for entrepreneurial orientation of microfinance companies‘ in the Province of Guangxi. After summarizing current research in details , the dissertation firstly measures the entrepreneurial orientation of 69 microfinance companies‘ by conducting an investigation covering 12 different towns in the Province of Guangxi. Secondly, the dissertation compares current rules and regulations related to microfinance companies in Guangxi with other provincial administrative regions‘ in China and the assessments made by sample microfinance companies as well. Six dimensions of institutional factors are adopted while making this compare-- financial support, market regulations, preferential policies, physical infrastructure, cultural norms and macroeconomic trend. Thirdly, the dissertation establishes econometrical model to test the impact of these six dimensions