担保公司反担保问题研究.docx

中文摘要中文摘要 中文摘要 中文摘要 目前，我国对于反担保制度的规定并不完善，担保公司做为本担保与反担保 体系中最为活跃的主体在促进资本融通方面起着十分重要的作用。担保公司反担 保问题归结到底就是法律问题，法律规则的完善与结构体系的优化能够从根本上 维护资本流通的实现。只有在法律的视角之下剖析担保公司反担保问题才能深刻 理解我国的反担保制度，本文从具体案例出发阐述目前实务中担保公司反担保问 题的一些认识误区以及为如何走出误区提供一些建议。第一部分案例解读，提出 担保公司反担保的相关问题，通过建立反担保与本担保体系结构的方式具体阐述。 第二部分从案例的视角入手，分析担保公司在《物权法》《担保法》等法律体系下 反担保的体系结构问题。第三部分论述目前我国担保公司实务中反担保方式的常 见问题。第四部分结合实际操作过程中出现的问题，对于完善我国担保制度提出 建议并展望了反担保制度未来发展的趋势。 关键词：担保公司；反担保；法律问题 万方数据 lIlll lIlll I I Ullll II ll l Il l lll Abstract Currently,the legislation of guarantee system is still at the primary stage and it is imperfect．As the most active factor in counter guarantee system,guarantee company plays a very important role in the aspect of financing．Counter guarantee problem in guarantee company is，in the final analysis，the legal issues in which improvement of legal rules and the optimization of the structural system can fundamentally safeguard the realization of capital flows，SO the financial system is a summary of rules on the basis of law system．This paper argues that only from the perspective of law under the guarantee company’S counter guarantee problems Call we understand our counter guarantee system,this article embarks from the specific case in this paper,to illustrate how to maintain their own interests，and promote the deal in existing counter guarantee system．The analysis of the first part of case，raises the concrete counter guarantee system,as well as the related principle of the system,through the way of establishing of the guarantee and the counter guarantee system structure model．The second part，from the perspective of case study,to analysis concrete issues in the process of guarantee company taking counter guarantee measures under the system of property law and security law．The third part discusses the common problems of counter guarantee in China’S guarantee companies’practice，and originally introduces and analyzes loan main body status in counter guarantee system．T