论金融资产证 券化及在我国推行的法律障碍和立法模式-经济法专业论文.docxVIP

摘要摘要 摘要 摘要 为了促进金融资产的流动，金融资产证券化的金融创新工具应运而生，并 且呈现蓬勃发展势头。金融资产证券化涉及的主体很多，具备精妙的融资结构， 是一项复杂的系统工程，因此，于现行法律环境中存在较大法律障碍。论文说 明了金融资产证券化的内涵、外延和法律实质，在此基础上详细论述了在中国 推行金融资产证券化面临的法律问题，并结合海外立法经验，对建立我国金融 资产证券化的法律制度提出建议。 论文除了引言和结论，主体章节内容简述如下： 第二章是关于金融资产证券化的基本问题。遵循从现象到本质的思路，首 先介绍了金融资产证券化的发展，然后，以资产证券化的分类和内容考察为基 础，提出金融资产证券化的法律实质是资产隔离和资产流动化的结合。 第三章以我国现有的法律法舰为基础，结合金融资产证券化的几个重要J；f= 节，分析了金融资产证券化在我国推行面临的法律问题。 第四章介绍了海外有关金融资产证券化的两种立法例。 第五章在前三章的基础上，认为我国推行余融资产证券化应当采取统一立 法，并对相关法律制度设计提出建议。 关键词：金融资产证券化特殊目的机构立法模式 AbstractAbstract Abstract Abstract Financial asset securitiztion，which can accelerate asset liquidity,came in to being as a new instrument in financial field，and it is ever chan西ng，ever growing， ever striving to become more efficient．Many entities take part in the process of financial asset securitization，which iS a intricate financial structure and also a complicated systematic project，SO it will inevitably be confronted with many obstacles in current legal environment．The paper illuminated the definition，the extension and the legal substance of financial asset securitization，addressed the legal problems that may Occur during the course of financial asset sccuritizaton，and it also put forward some proposals for legistration of financial asset securitization． The pager included four chapters except the foreword and conclusion．The contents are as fotlows： Chapter one is on basic issues of financial asset securitizaton，including the history,classification，and process of financial asset securitization，bring forwakt that combination of asset remoteness and asset liquidity is the legal substance of financial asset securitizaton． Chapter two，on the basis of current laws and regulations，analyze the legal issues in practicing financial asset securitization． Chapter there introduced two models of legislation abroad． Chapter four proposed a uniform legislation of financial asset securitization， and put forward some suggestions on the new law． Key Words：financial asset securitization SPV model of le酉sla