大学金融英语一课件陈庆柏 王景仙ISBN 9787566304827 PPTchapter 16.pptVIP

Chapter Sixteen Bank Institutions Learning objectives After studying this chapter you should be able to: 1. Define the term “bank” 2. Tell the common classes of banks in the U.S. and in the U.K. 3. Describe the basic functions of the chief classes of the U.S. and the U.K. banks Notes I. New Words 1. establishment n. 企业a commercial business 2. to honour vt. 允准，承兑 3. to collect vt. 托收 4. statutory a. 法定的，依照法令的 5. credit balance 贷方余额 6. to conveyance vt. 转让 Notes 7. to transfer vt. 转账，转让，划拨 8. repayment n. 付还 9. custody n. 保管 10. subsidiary a. 附属的 11. to remit vt. 汇兑 12. fulfill vt. 完成，实现，履行（AmE also fulfil） Notes II. Useful and Idiomatic Expressions 1. to deal in 经营to trade in, e.g. The shop deals in woolen goods. 2. to collect cheques for... 为……托收支票所付款项 3. to facilitate the transmission of funds 为资金传送提供方便 4. to compete with... 与……进行竞争to rival... 5. to put money into... 将钱存放在…… 6. to pay interest on... 对……支付利息 7. to improve one’s houses 对房屋进行装修改造 Notes III. Key Terms 1. high-street banks （英）指在大城市主要街道开设分行的大型商业银行 2. the Big Four英国指它的四大商业银行The major high-street or main commercial banks in the U.K.（Barclays, Lloyds, Midland, and National Westminster中文为巴克莱、劳埃德、密德兰（米德兰）和国民西敏士银行。Big Four可译成“四巨头”。） 3. estate agency房地产代理机构（estate agent（英）房地产经纪人=（美）realtor或real estate agent) 4. clearing bank清算银行 5. clearing house票据交换所 Notes 6. clearance of cheques支票的结算 7. joint—stock banks(英)合资银行a U.K. bank that is a public limited company rather than a private bank (which is a partnership). In the 20th century, U.K. joint-stock banks became known as commercial banks or high-street banks. 8. lender-of-last resort 最终贷款人，最后放款者（央行职能之一）A country’s central bank with responsibility for controlling its banking system. In China the People’s Bank of China plays this role. Main Text Definition of Bank Bank is an establishment which deals in money, receiving it on deposit from customers, honoring customers’ drawings against such deposits on demand, collecting cheques for c