【精品文档】关于中国商业银行中间业务有关的外文文献翻译：中国商业银行中间业务发展分析.pdf

Analysis on the Development of China’s Commercial Banks’ Intermediary Business Juexia Song Abstract Under the background of the interest rates market and a more open financial market, the Chinese commercial banks must change the low-level busi- ness operation which rely on Interest income and develop the Contribution of the intermediate business. Thus, this paper summarizes the condition of Chinese commercial banks’ intermediate business at the present stage. Furthermore, it analyses several problems of Chinese commercial banks’ intermediate business and puts forwards the suggestion of improving the competitiveness of commercial bank. Keywords Commercial bank • Intermediate business • Suggestion 1 Development of Intermediary Business in China’s Commercial Banks 1.1 Business Has Developed Rapidly With the rapid evolution of China ’s economy, infrastructure and urbanization accelerated markedly, improvement in the living standards of urban and rural residents, the blossom of intermediate business of commercial banks have a broader market space. Meanwhile, the adjustment of the government ’s economic structural and industrial restructuring and upgrading strategy create a favorable policy envi- ronment for the development of macroeconomic policies among business [ 1]. In the environment of deepening financial reformation, accelerating the interest rate market, the increasing in capital adequacy ratio and other regulatory requirements and the influx of foreign banks, competitive pressures from the outside also forced domestic commercial banks to adjust its business structure to adapt to more complex living conditions as soon as possible. The rapid development of modern science and technology will undoubtedly improve the level of intermediary J. Song (*) China Center for Industrial Secur