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ProjectEight Insuranc Objectives LeadingIn SpecimenLetters TermstoLearn UsefulSentences Exercise 返回 Objectives Uponthecompletionofthisproject,studentswill: ■ Befamiliarwiththerisksfrequentlyused. ■ Beabletousethewordsandexpressionswidelyusedininsurance. ■ Beabletodiscusstheinsurancetermswithforeigncompanies 返回 LeadingIn Ininternationaltrade,thegoodsforwardedfromtheplaceofshipmenttodestinationhaveusuallytoundergolong-distancetransportation,inthecourseofwhichtheyaresubjecttovariouskindsofrisksandmaysustainlossordamage.Inordertohavethemselvescompensatedforanyconceivablelossesoftheirgoods,thebuyerorthesellershouldcovertransportationinsurancewiththeirunderwritespriortoshipment. 下一页 返回 LeadingIn Sincethemajormeansoftransportationininternationaltradeismarineshipping,wecanlearntherelativeknowledgeaboutshipmentbysea,marineinsuranceandthewritingmethodofbusinesscorrespondencethroughtheselectedspecimens Inourcountry,ThePeople’sInsuranceCompanyofChinaunderwritesallkindsoftransportationinsurance.TheOceanMarineCargoClauseisthemostimportantoneoftheChinaInsuranceClauses(CIC). 上一页 下一页 返回 LeadingIn OceanMarineCargoInsuranceisclassifiedinto threeforms.TheyarefreefromParticularAverage(F.P.A.),WithParticularAverage(W.P.A.)andAllRisks.Butwhowilleffectinsurance?Importandexportcargoesare subjecttothedamageorlossincurredbyavarietyofrisksinthecourseoftransit,loadingandunloading,storage,etc.Thereforethegoodstravelingtoanothercountrymustbeinsuredagainstlossordamageateachstageoftheirjourney,sothatthepartiesconcernedcanbecompensatedafterthedamageorloss 上一页 下一页 返回 LeadingIn .Usuallyinsuranceisarrangedby theexporterortheimporterapproachinganinsurancecompany,whichhasadepartmentspecializingincargoinsurance. Whowilleffectinsurancedependsontheparticulartradetermsadopted.UnderCIFterms,itisthesellerwhoarrangesinsurancewithaninsurancecompany.UnderthetermsofFOB,CFR,etc.,thebuyereffectsinsurance,buthemayaskthesellertoarrangeinsuranceonbehalfofthebuyer. 上一页 下一页 返回 LeadingIn Therefore,let’smatchthewordsw
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