邮政储汇业务认知.ppt

特点： 单收单付、自管账款； 自我复核、人机核对； 大额现金双人清点，特殊业务双人办理； 个人负责、独立对外； 授权操作，人机制约。 柜员制 复核制 1、熟悉储蓄业务的人员不少于4人 2、营业时间内至少有两人当班 则对外营业的窗口有几个？ 对外营业窗口/台席的数量：柜员制＝2个；复核制＝1个 支行（局/所）长 综合柜员 普通柜员 岗位职责 大堂经理 理财经理 风险经理 * * ? 2007 Microsoft Corporation. All rights reserved. Microsoft, Windows, Windows Vista and other product names are or may be registered trademarks and/or trademarks in the U.S. and/or other countries. The information herein is for informational purposes only and represents the current view of Microsoft Corporation as of the date of this presentation. Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information provided after the date of this presentation. MICROSOFT MAKES NO WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, AS TO THE INFORMATION IN THIS PRESENTATION. * June 4-8 Orlando ? 2007 Microsoft Corporation. All rights reserved ? 2007 Microsoft Corporation. All rights reserved. Microsoft, Windows, Windows Vista and other product names are or may be registered trademarks and/or trademarks in the U.S. and/or other countries. The information herein is for informational purposes only and represents the current view of Microsoft Corporation as of the date of this presentation. Because Microsoft must respond to changing market conditions, it should not be interpreted to be a commitment on the part of Microsoft, and Microsoft cannot guarantee the accuracy of any information provided after the date of this presentation. MICROSOFT MAKES NO WARRANTIES, EXPRESS, IMPLIED OR STATUTORY, AS TO THE INFORMATION IN THIS PRESENTATION. 金融简言之就是货币资金的融通 货币资金融通的方式是有借有还的信用方式 它的实现主要通过金融机构的业务活动 银行、保险、证券、信托 从事金融活动的场所或领域称为金融市场 金融风险与金融监管 偿还性 付息性 光绪年间邮政汇兑业务开办 中华民国政府邮政开办储蓄业务/储金业务 国民党政府成立邮政储金汇业总局 邮政储金汇业总局与邮政总局合并改称邮政储金汇业局 1930年 1935年 1898年 1919年 1950年 经营方针：人嫌细微，我宁繁琐，不争大利，但求稳妥 新中国成立，该局被撤销，邮政储蓄业务停办。国内邮政汇兑业务由邮政部门经营 是中国邮政开办的第一项金融业务 百年邮政 百年汇兑 ☆1986年开始，原邮电部遵照国务院指示，与中国人民银行签订了