我国汽车保险现状与发展趋势.doc

经典专科、本科、硕博、研究生、期刊毕业论文 经典2019成稿 仅供参考 精心整理 仅供参考 勿用作商业用途 摘要 汽车保险体系和制度对我国汽车行业起着不可磨灭的作用，汽车保险体系和制度的进一步发展更是对我国的汽车行业方面的发展有着极其重大的意义。通过借鉴各个先进国家，比如美国、加拿大等国家，用他们优秀的技术与经验，找出我国汽车保险行业的不足，来补足我国汽车保险行业与先进国家的差距。现在我国的经济发展极其迅速，人们的生活水平也都有所提高，因此我国的汽车产量和保有量一直在不断的增加,人们利用汽车在给自己的出行带来方便的同时，频发的交通事故所带来的危险也不得不引起人们的广泛重视。在通过了解全球各个国家汽车行业的保险总况后，我国制定出了一套特有的汽车保险体系。根据各国的实践表明，保险是既能有效防范危险，也是在出事故时有效提供财险补助的措施，更是解决这一严重社会问题的重要举措。目前我国的汽车保险行业已经形成了一定的市场，而且具有自己的特色，但是我国的汽车保险行业仍然存在着一些不足。本文通过客观分析我国现阶段汽车保险市场的现状及发展趋势，以增强人们对于车险的认识。 关键词:汽车保险存在的问题；对策；趋势 Abstract The automobile insurance system and system play an indelible role in Chinas automobile industry, and the further development of the system is of great significance to the development of Chinas automobile industry. This article, based on the realistic background of Chinas current auto insurance, indicates the direction and development trend of Chinas auto insurance in the next few years. By drawing on the priority experiences of various advanced countries, such as the United States, we can find out the gaps to supplement the gap between Chinas auto insurance. Moreover, China’s economic development is particularly rapid, and the living standards of the people are also improving. The people’s demand for car production is also increasing on the basis of real estate. Therefore, China’s automobile production and total volume have been continuously increase. While people use cars to bring convenience to their own travel and transportation, the danger of high traffic accidents has to be brought to the attention of China. After all, this is a social problem, and my country is based on these circumstances. Then, by understanding the insurance status of the auto industry in various countries around the world, we have developed a car insurance system that is exclusively for China. Moreover, according to the practice of various countries, insurance is a measure that can effectively prevent dangers, and it is also an important measure to solve this serious social problem