新疆金三角地区财产保险行业发展问题探讨—以中国人寿财产保险股份有限公司乌苏支行为例.doc

经典专科、本科、硕博、研究生、期刊毕业论文 经典2019成稿 仅供参考 精心整理 仅供参考 勿用作商业用途 摘 要 改革开放以来，我国的经济就稳定的呈飞跃式的增长，我国的财险保险从改革开放以来就在稳定的发展着。在经济飞速增长的同时，我国的中产也在近几年超越5亿人，人民的收入水平不断提高，使得人们对自己财产安全有了新的要求，随着“一带一路”战略的逐渐展开，给新疆维吾尔自治区的财产保险带来了机遇和新的挑战。 作为国家对西开放口岸，新疆维吾尔自治区的重要性不言而喻，“一带一路”战略辐射区涉及国别与人口数量众多,地缘政治经济关系复杂多变,在“走 出去”过程中,企业要面临政治风险、战争风险、经济风险、灾害风险等,均需要保险公司为企业开展跨境合作提供全面的风险保障与服务支撑,为保险业开拓国内、国外两个市场提供了重要机遇，非常有利于保险企业扩大保险服务覆盖面。而金三角地区，作为新疆维吾尔自治区的南北疆通道，其经济商贸能辐射克拉玛依、塔城、博尔塔拉、伊犁、阿勒泰等地区的几乎全部城镇和对外贸易口岸。 本文以中国人寿财产保险公司乌苏支公司为例，重点分析金三角地区的财产保险中存在的问题和不足。基于现有的文献的实验成果，结合金三角地区财产保险的实际情况，为金三角地区的财产保险出现的问题提出合理化建议，也为保险业的发展做出自己的贡献。 关键词：财产保险；金三角地区；保险意识；保险人才  Abstract Since the reform and opening up, Chinas economy has been growing steadily. Chinas philanthropy insurance has been developing steadily since the reform and opening up. At the same time of rapid economic growth, China’s middle class has surpassed 500 million people in recent years. The people’s income level has been continuously improved, which has made people have new requirements for their own property safety. With the gradual development of the “One Belt, One Road” strategy, It has brought opportunities and new challenges to property insurance in the Xinjiang Uygur Autonomous Region. As a state open port to the west, the importance of the Xinjiang Uygur Autonomous Region is self-evident. The “One Belt, One Road” strategic radiation zone involves a large number of countries and populations, and the geopolitical and economic relations are complex and changeable. In the process of “going out”, enterprises To face political risks, war risks, economic risks, disaster risks, etc., insurance companies need to provide comprehensive risk protection and service support for cross-border cooperation, which provides an important opportunity for the insurance industry to open up domestic and foreign markets. It is conducive to insurance companies to expand insurance coverage. In the Golden Triangle region, as the north-south passage of the Xinjiang Uygur Autonomous Region, its econo