中小企业如何有效管理货币资金--以蓝翔财务公司为例.docxVIP

PAGE 12 中小企业货币资金如何有效管理 ——以蓝翔财务公司为例 摘 要 据中国产业信息研究网发布的《2018年版中国中小企业发展研究及融资策略研究报告》数据显示：我国的中小企业生产周期平均寿命只有3年，远低于日本、欧洲的中小企业。因此，如何提高中小企业的生存能力，中小企业的可持续性发展成为了社会各界的一个重点关注问题。货币资金作为中小企业正常运转不可或缺的资源，在企业的资产总额中也占据了大部分的份额。其流动性强，但获利能力低的特点，就要求中小企业必须不断加强货币资金管理以保障企业的正常运转，提高企业获利能力，实现可持续性发展。为此，本文以蓝翔财务公司为研究案例，通过该公司对货币资金管理存在的问题和存在原因分析而提出解决的方案，加强公司的对货币资金的重视和利用，让公司稳定长远的发展。 关键词：中小企业；货币资金管理；管理制度 How To Effectively Manage The Monetary Capital Of Smes ——Taking Lanxiang Financial Company For Example Abstract According to the 2018 edition of Chinas sme development research and financing strategy research report released by China industry information research network, the average life span of Chinas smes is only three years, far lower than that of Japanese and European smes. So, how to improve the survival ability of small and medium-sized enterprise economic benefits, let small and medium-sized enterprises develop steadily is a concern for everyone. Monetary capital as an indispensable resource for the normal operation of small and medium-sized enterprises also account for most of the share in the total assets of its liquidity is strong, but the characteristics of low profitability, requires that small and medium-sized enterprises must constantly strengthen the monetary fund management for the stable management of enterprises, improve enterprise profit ability, realize the sustainable development. Therefore, this paper takes lanxiang finance company as a case analysis, the basic situation of the companys monetary fund and the current situation of monetary fund management, and proposes targeted solutions to improve the companys monetary fund management, in order to promote the healthy development of the enterprise. Key words: smes; Monetary fund management; The management system; 目 录 TOC \o \h \z \t 样式2,3,样式3,3,样式11,1 摘 要 I Abstract II 一、绪 论 1 （一）研究背景与意义 1 1.研究背景 1 2.研究意义 1 （二）文献综述 1 （三）研究内容与方法 2 1.研究内容 2 2.研究方法 2 二、相关理论概述 3 （一）中小企业界定 3 （二）货币资金管理 3