中小企业融资状况分析及对策-以北京尚实建筑装饰工程有限公司-金融-毕业论文.docx

中小企业融资状况分析及对策 ——以北京尚实建筑装饰工程有限公司为例 摘 要 在当前的经济发展的情况下，中小企业有着很大的积极影响作用。中小企业的发展积极带动着经济的发展，从某种方面而言，国家鼓励中小企业继续发展，为中小企业提供更多的帮助。中小企业不仅促进了经济的发展，还解决社会上存在的一些问题，提供了更多的就业机会，让一些原本没有工作的人，得到了属于自己的工作。从侧面来讲也促进了企业的发展。北京尚实建筑装饰工程有限公司作为中小企业中的一员，也承担着这些责任。但就目前来看，中小企业的发展也存在着一些相应的问题，特别是融资方面存在的问题较为明显。北京尚实建筑装饰工程有限公司如果想要有更好的发展，就应该重视其自身的融资问题，在融资的过程中，该公司存在着诸多问题“融资难”“融资贵”则是该企业目前面临的首要问题。将通过对北京尚实建筑装饰工程有限公司融资困难影响因素的分析进行研究,根据得出的结论，并提出解决方法。 关键词：中小企业 融资 影响因素 对策建议 Analysis and Countermeasures of SMEs Financing Situation ——Take Beijing Shangshi Building Decoration Engineering Co., Ltd. as an example. Abstract In the current economic development, the development of SMEs has received more and more attention and development has become faster and faster. The development of small and medium-sized enterprises has also actively promoted the development of Chinas social economy. In some respects, the state encourages small and medium-sized enterprises to continue to develop, so the number of small and medium-sized enterprises has also increased. SMEs not only promoted economic development, but also solved many employment problems, and let some people who did not have jobs get their own jobs and maintain social stability. From the side, it also promotes the development of the company. As a member of the SMEs, Beijing Shangshi Building Decoration Engineering Co., Ltd. also bears these responsibilities. However, as far as the current situation is concerned, there are some corresponding problems in the development of small and medium-sized enterprises. In particular, the problems in financing are more obvious. If Beijing Shangshi Building Decoration Engineering Co., Ltd. wants to have better development, it should pay attention to its own financing problems. In the process of financing, the company has many problems. “Financing is difficult” and “financing is expensive” is the enterprise. The primary problem currently facing.