网络保险与网络安全挑战.docxVIP

Occasional Paper Cyber Insurance and the Cyber Security Challenge Jamie MacColl, Jason R C Nurse and James Sullivan Cyber Insurance and the Cyber Security Challenge Jamie MacColl, Jason R C Nurse and James Sullivan RUSI Occasional Paper, June 2021 Royal United Services Institute for Defence and Security Studies ii ii Cyber Insurance and the Cyber Security Challenge 190 years of independent thinking on defence and security The Royal United Services Institute (RUSI) is the world’s oldest and the UK’s leading defence and security think tank. Its mission is to inform, influence and enhance public debate on a safer and more stable world. RUSI is a research-led institute, producing independent, practical and innovative analysis to address today’s complex challenges. Since its foundation in 1831, RUSI has relied on its members to support its activities. Together with revenue from research, publications and conferences, RUSI has sustained its political independence for 190 years. The views expressed in this publication are those of the author(s), and do not reflect the views of RUSI or any other institution to which the authors are or were affiliated. Published in 2021 by the Royal United Services Institute for Defence and Security Studies. This work is licensed under a Creative Commons Attribution – Non-Commercial – No-Derivatives 4.0 International Licence. For more information, see /licenses/by-nc-nd/4.0/. RUSI Occasional Paper, June 2021. ISSN 2397-0286 (Online). Royal United Services Institute for Defence and Security Studies Whitehall London SW1A 2ET United Kingdom +44 (0)20 7747 2600 RUSI is a registered charity (No. 210639) Contents Acknowledgements v Executive Summary vii Recommendations ix Introduction 1 Structure 3 Methodology 3 Limitations 5 I. Cyber Insurance and the Cyber Security Challenge 7 Cyber Insurance Uptake 8 Why Cyber Insurance? 9 II. Unfulfilled Potential: The Role of Cyber Insurance in the