浅析民营企业财务风险成因及防范--以重庆力帆实业公司为例.docxVIP

PAGE PAGE 18 浅析名营企业财务风险成因及防范 ——以重庆力帆实业公司为例 内 容 摘 要 我国社会主义经济体制不断发展、不断完善以来，出现了许多中小民营企业。而每一家民营企业在运营过程中都会遇到许多大大小小的财务风险，如公司资产负债率过高、应收账款难以收回等。大多数民营企业由于过于重视企业的扩张、销售产品等事项，从而出现了忽视风险的管理。而合理控制财务风险是民营企业长远发展的重要因 素。 本文分为六大部分对民营企业财务风险进行分析。第一部分通过市场大环境来说明民营企业的重要性；第二部分对名营企业的财务风险概念进行解释并例举主要表现形式；第三部分选取重庆力帆实业公司近几年的财务报告等资料进行具体分析；第四、五部分，从筹资、投资、经营和股利分配四个主要方面，在对风险进行了初步的识别之后，通过综合分析公司经营背景以及市场大环境的影响，得出了这四个财务风险的形成的原因，最后针对具体问题具体分析，结合公司现状，对问题给出了一些具体的改进的建议和办法；第六部分，总结全文。 关键词：民营企业财务风险、筹资、投资、经营、股利分配Abstract Since the continuous development and improvement of Chinas socialist economic system, many small and medium-sized private enterprises have emerged. Every private enterprise will encounter many financial risks since its operation, such as high asset liability ratio, difficult to recover accounts receivable and so on. However, most private enterprises pay too much attention to the expansion of enterprises, product sales and other issues, ignoring the management of financial risk. However, the reasonable control of financial risk is an essential factor for the long-term development of private enterprises. This paper is divided into six parts to analyze the financial risk of private enterprises. The first part explains the importance of private enterprises through the market environment; the second part explains the concept of financial risk of famous enterprises and illustrates the main forms of expression; the third part selects the financial reports of Chongqing Lifan Industrial Company in recent years for specific analysis; the fourth and fifth parts, from the four main aspects of financing, investment, operation and dividend distribution, analyzes the risk of private enterprises After the initial identification of financial risks, through a comprehensive analysis of the companys business background and the impact of the market environment, we get the reasons for the formation of these four financial risks. Finally, we make a specific analysis of specific problems, combined with the current si