中国建设银行大连分行理财产品的风险分析.docxVIP

PAGE PAGE 12 中国建设银行大连分行理财产品的风险分析 内 容 摘 要 建设银行集团作为目前我国四大主要的国有商业银行之一,在当前我国现阶段的金融系统中一直都处于一个十分重要的地位,尤其特别是随着当前我国社会主义市场经济管理体制的逐渐确立以及社会信用体系的深入发展给当前我国的商业银行发展提供了很好的前景和历史契机,尽管最近几年互联网金融的出现和兴起对于传统以互联网点金融服务为主要基础的商业银行造形成一定的震撼和冲击,但是传统的商业银行其自己所固有的特点和优势依旧不容忽视。我国商业银行开展的理财产品业务也伴随着当前我国社会主义经济能力的提高和增强而逐渐崛起,再加上现代信息互联网技术的发展进步,这就让人们可以有了更多机会和条件去找到商业银行开展个人理财产品的业务。本文从当前中国建设银行大连分行的理财产品业务发展现状入手,分析研究了中国建设银行大连分行的理财产品业务发展的主要影响因素,并提出了自己的分析和见解,希望能够促进中国建设银行大连分行的理财产品业务。 关键词：理财产品，风险分析，防范对策Abstract As one of the four major state-owned commercial banks in China, China Construction Bank Group (CCB) has always been in a very important position in the current financial system of China. Especially, with the gradual establishment of Chinas socialist market economy management system and the in-depth development of social credit system, the development of Chinas commercial banks has provided a very good prospect and historical opportunity.Although the emergence and rise of Internet finance in recent years has caused a certain shock and impact on the traditional commercial banks, which are mainly based on Internet financial services, the inherent characteristics and advantages of traditional commercial banks still cannot be ignored.Along with the improvement and enhancement of Chinas socialist economic capacity, the financial product business developed by Chinas commercial banks is rising gradually. In addition, with the development and progress of modern information and Internet technology, people can have more opportunities and conditions to find commercial banks to develop personal financial product business. This paper starts with the current development status of China Construction Bank Dalian Branchs financial product business, analyzes and studies the main influencing factors of the development of China Construction Bank Dalian Branchs financial product business, and puts forward its own analysis and opinions, hoping to promote the financial product business of China Construction Bank Dalian Branch. Ke