重庆中小企业融资存在问题成因及对.pdf

重庆中小企业融资存在问题成因及对策 重庆师范大学涉外商贸学院 经济学（经济与金融）2013 级 吴腾翔 指导老师 黄延霞 中文摘要：在市场经济主体中，中小企业占据着非常重要的位置，是不可缺少的 部分。在我国，中小企业对经济发展、提供就业机会、开展技术革新等方面都发 挥着关键性的作用。但是，在激烈的市场竞争中，中小企业的生存状况也日益严 峻，融资问题严重困扰着中小企业的发展和壮大。本文主要针对重庆中小企业的 融资现状进行研究，分析其目前的发展情况和融资问题，并充分结合中小企业的 特点和现实状况，针对融资问题提出相应的解决办法，为重庆中小企业在解决融 资问题方面提供一定的参考。 关键词：中小企业 发展现状 融资问题 解决对策 Abstract ：Small and medium-sized enterprises are the main body of the most vitality in the global economy. In our country, the development of small and medium-sized enterprises to ensure appropriate growth of the national economy, alleviating employment pressure, technological innovation, optimize the industrial structure, plays an increasingly important role. However, the financing of SMEs in the development process is becoming more and more prominent. The financing gap continues to expand, has become the bottleneck of restricting its further development. Aiming at the problem of financing of small and medium-sized enterprises in Chongqing, analyzes on the small and medium-sized enterprise advanced financing theory; secondly, this paper analyzes the development status of small and medium-sized enterprises in Chongqing financing situation; finally, according to the situation and combining with the actual situation of small and medium-sized enterprises in Chongqing, this paper puts forward the countermeasures to solve the 第 1 页 共 11 页 financing difficulties for small and medium-sized city of Chongqing the enterprise, provides a theoretical basis for the financing of small and medium-sized enterprises in Chongqing city. Key Words: small and medium-sized enterprises financing countermeasure problem current situation 改革开放以来，中小民营企业与国营企业都在社会主义市场经济中占有重要 的份额，对国家经济发展做出重大贡献，但是数量众多的中小企业往往也存在一 系列的