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CREDIT IN
THE C ST OF
LIVING CRISIS
THE GOOD CREDIT INDEX
2023
STEPHEN WALCOTT
COURTNEY STEPHENSON
LUCY BUSH
AUGUST 2023
Open Access. Some rights reserved.
Open Access. Some rights reserved. As the
publisher of this work, Demos wants to encourage
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Published by Demos August 2023
© Demos. Some rights reserved.
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2
C NTENTS
EXECUTIVE SUMMARY PAGE 4
INTRODUCTION PAGE 6
METHODS PAGE 8
CHAPTER 1: THE GOOD CREDIT INDEX:
MAPPING CREDIT NEED, AVAILABILITY AND
SCORES PAGE 9
CHAPTER 2: CREDIT NEED PAGE 17
CHAPTER 3: CREDIT SCORES PAGE 22
CHAPTER 4
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