关于我国的出口信用保险.doc

关于我国的出口信用保险 当前，无论是发达国家还是发展中国家，为了谋求有利的国际贸易地位，纷纷制定适 合本国的国际贸易战略；另一方面，国际市场买方市场的特征给传统的信用证结算方式提 出了严峻的挑战，出口商在赊销和跟单托收等非信用证结算方式下要承担巨大而复杂的风 险。在这一困难条件下，各国纷纷制定出本国的出口信用保险制度来为对外经贸活动提供 保障。我国借鉴发达国家的经验，政府成立了中国出口信用保险公司，采取触及欧信用保 险这种措施来支持我国对外贸易等政策的实施。出口信用保险在发达国家已经存在并发展 了近百年，但在我国起步很晚。 那么应该如何正确认识出口信用保险的性质和它对国际贸易发展的促进作用，如何全 面了解出口信用保险的特点，如何借鉴出口信用保险在西方发达国家的先进做法以及如何 促进出口信用保险在我国发展就显得越来越重要。本文立足于这些问题进行理论分析，通 过出口企业实际参与出口信用保险从而提升了价值，以揭示出口信用保险对出口外贸企业 的巨大推动作用。更重要的是，本文在促进我国出口信用保险发展的具体措施方面提出了 一些独特的见解。 关键词: 出口信用保险，信用制度、出口企业 Abstract Today, both the developed and developing countries are carrying out strategies that are fit for themselves in the field of international trade one after another. At the same time L/C, the traditional style of international settlement, has been confronted with challenges because the international market has turned into the buyer’s market. That is to say, the exporters will have to shoulder much bigger and more complicated risks with the use of non-credit settlement tools, such as O/A and Documentary Collection. Under these circumstances, every country has set up her own Export Credit Insurance (ECI) to guard her foreign trade activities. According to the experience of the developed countries, our authorities set up the Export Credit Insurance Company, which provide the service of export credit insurance to the exporters, to support the implementation of the policies of international trade. In the developed countries, the export credit insurance has a history of almost 100 years. But the beginning of it in our country is much late. Then how to know exactly the nature of ECI and its good effect on international trade? How to get a sound idea of the characteristics of ECI? How to learn from the developed countries of their advanced skills in ECI in China? To solve the above mentioned problems are of more and more significance. The following article base on these problems is trying to give an analytic view in theory. It introduces the popular method of ECI in