商业银行管理罗斯答案.pdfVIP

【篇一：商业银行管理彼得罗斯英文原书第8版英语

试题库chap002]

industry

fillintheblankquestions

1.thewascreatedaspartofthe

glasssteagallact.inthebeginningitinsureddepositsupto$2,500.

answer:fdic

2.the________________________________________isthelawthatstatesthata

bankmustgetapprovedfromtheir

regulatorybodyinordertocombinewithanotherbank.answer:bank

mergeract

3.onetoolthatthefederalreserveusestocontrolthemoneysupplyis

federalreservewillbuyandsellt-

billswhentheyareusingthistoolofmonetarypolicy.

answer:openmarketoperations

4.the___________________________________________wascreatedin1913in

responsetoaseriesofeconomic

depressionsandfailures.itsprincipalroleistoserveasthelenderoflast

resortandtostabilizethefinancialmarkets.

answer:federalreserve

5.thepreventedbanksfrom

crossingstatelinesandmadenational

bankssubjecttothebranchinglawsoftheirstate.thisactwaslaterrepealed

bytherieglenealinterstatebankinglaw.

answer:mcfadden-pepperact

6.becausethefdicleviesfixedinsurancepremiumsregardlessofrisk,this

leadstoaproblemcalledtheamongbanks.thefixedpremiums

encourageallbankstoacceptgreaterrisk.

answer:moralhazard

7.in1980,waspassedandliftedgovernmentceilingsondeposit

interestratesinfavoroffreemarketinterestrates.

answer:didmca

15

8.onetoolthatthefederalreserveusestocontrolthemoneysupplyis.the

federalreservewillchangetheinterestratetheychargeforshorttermloans

whentheyareusingthistoolofmonetarypolicy.

9.thefirstmajorfederalbankinglawintheu.s.wasthe.thislaw

waspassedduringthecivilwarandsetupasystemforcharteringnational

banksandcreatedtheocc.

answer:nationalbankingact

10.thewaspassedduringthe

greatdepression.itsepa