- 1、本文档共3页,可阅读全部内容。
- 2、有哪些信誉好的足球投注网站(book118)网站文档一经付费(服务费),不意味着购买了该文档的版权,仅供个人/单位学习、研究之用,不得用于商业用途,未经授权,严禁复制、发行、汇编、翻译或者网络传播等,侵权必究。
- 3、本站所有内容均由合作方或网友上传,本站不对文档的完整性、权威性及其观点立场正确性做任何保证或承诺!文档内容仅供研究参考,付费前请自行鉴别。如您付费,意味着您自己接受本站规则且自行承担风险,本站不退款、不进行额外附加服务;查看《如何避免下载的几个坑》。如果您已付费下载过本站文档,您可以点击 这里二次下载。
- 4、如文档侵犯商业秘密、侵犯著作权、侵犯人身权等,请点击“版权申诉”(推荐),也可以打举报电话:400-050-0827(电话支持时间:9:00-18:30)。
阿里联手美国P2P巨头助美企采购中国零部件
Thecompaniesbehindtwoofthehotteststockmarketdebutsof2014,LendingClubandtheAlibabaGroup,areteamingup—tohelpAmericancompaniesbuypartsfromChinesemanufacturers.
ThetwoannouncedonTuesdaythattheywouldformapartnershiptoprovidefinancingformanufacturersintheUnitedStatestobuyproductsandsuppliesthroughtheChinesemarketplaceA.ThroughLendingClub,thegiantoftheonlinemarketplacelendingindustry,thosecompaniescanlineupfrom$5,000toasmuchas$300,000foreachpurchaseorder.
It’sanunusualmovemeantinparttoreplacetraditionalbusinesssupply
-chainborrowing,atleastforthesmall-tomedium-sizebusinessesthatlooktoAlibabaforaportionoftheirmanufacturing.Ratherthanhavetorelyonbanksorothertraditionallenderswhorequirecollateralfortheirfinancing
,thesecustomerscaninsteaduseLendingClub’ssystemstoprocureanunsecuredloanwithnear-instantapproval.
“ThispartnershipisgoingtomakeaprettybigdifferenceintermsofU.S.business’abilitytobuygoodsfromChina,”RenaudLaplanche,thechiefexecutiveofLendingClub,saidinatelephoneinterview.
Anditisaunifyingoftwoofthemosttalked-aboutonlinemarketplacesofthemoment.AlibabaisoneofChina’sbiggestInternetcompanies,whosemultipleplatforms—includingA,whichismeantforwholesalepurchas
es—drawmillionsofcustomers.AndLendingClubhelpeddefinewhatoncewasknownaspeer-to-peerlending,inwhichpotentialinvestorscangoonlinetobematchedwithhopefulborrowers.
Theloansforthenewventure,tobecalled“Ae-CreditLine,PoweredbyLendingClub,”comesatlowerinterestratesthanwhatotherscanprovide.AccordingtoMr.Laplanche,thenewventureoffersamonthlyinterestratestartingat0.5percent,abouthalfofwhatamoretraditionallendercouldprovide.
Butunlikemoretraditionalmanufacturingfinancingoptions,suchas“factoring,”theloansaren’t
文档评论(0)