讲座概述福利类型长期财富理论social security.pptx

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讲座概述福利类型长期财富理论social security.pptx

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Lecture8SOCIALSECURITY

OverviewSocialSecurityBenefitTypesAgedPensionAssetTesteTestExamples

WhatisSocialSecurity?Asystemwherebythegovernmentsupportscertaindisadvantagedgroups-financially(withesupport)andotherways.SocialsecuritybenefitsincludeunemploymentbenefitsagedpensiondisabilitybenefitsProvidesaminimumstandardoflivingforallAustralians.SocialSecuritysystemcomesundertheDepartmentofFamilyandCommunityServices(DFaCS)andadministeredunderCentrelink

CriteriaofEligibilityBeforeingeligibleforsocialsecuritypayments,apersonmustsatisfyvariouscriteria.Qualifyingcriteriavaryfromonepensionorbenefittypetoanotherbuttypicallyrequireapplicantstomeetcertainageandresidencyrequirements.Mostsocialsecuritypaymentsaremeanstestedinordertoprovidebenefitstopeoplemostinneed.

CentrelinkCentrelinkisresponsibleforintegratedservicedeliverytoAustralianpublic.Virtuallythesoleproviderofsocialsecurityprograms.Partofabroadershifttouseofmarket-likemechanismsintherunningofpublicprograms.

TypesofPensionsAgePension-asafetyneteforpeoplewhoareunabletofundtheirretirementadequately.

TheAgePensionrepresentsapproximately25percentofaverageweeklyearnings.DisabilitySupportPension-forpeoplewithdisabilities,illnessorinjurypreventingthemfromworkingfull-time.CarerAllowance-esupplementforsomeonewhoprovidesdailycareforapersonwithanillnessoradisability.

Austudypaymentsforpeopleundertakingqualifyingstudywhoare25yearsorover.YouthAllowanceFinancialhelpforpeopleaged16to24yearswhoarestudyingfulltime,undertakingafulltimeAustralianApprenticeship,training,lookingforworkorsick.16to21yearsofageandlookingforfulltimeworkorundertakingapprovedactivities18to24yearsofageandstudyingfulltime16or17yearsofageandhavecompletedyear12orequivalent,orunderta