华泰财险附加货币条款（CB-H版B款）.docxVIP

华泰财险附加货币条款（CB-H版B款）

保险合同的损失金额以【保单约定币种】核定和支付。

如果核定损失涉及货币兑换，汇率应按照如下方法计算：

(a)免赔额和责任限额，应按照损失发生日（即事故发生当日，如事故发生日难以确定的则以被保险人最早发现损失的日期为损失发生日）【保单约定机构】公布的汇率计算；

(b)保险标的的损失：

i)修复或重置保险标的的费用，应按照损失发生日【保单约定机构】公布的汇率计算；

ii)若保险标的未被修复或重置，应按照损失发生日【保单约定机构】公布的汇率计算。

(c)保险费结算应按照保险责任开始之日【保单约定机构】公布的汇率计算；

(d)年末保险费调整金额应按照保险责任开始之日【保单约定机构】公布的汇率计算；

若【保单约定机构】未在上述规定日期公布，汇率应按照下一个工作日所公布的计算。

CurrencyClause(CB-B)

LosseswillbeadjustedandpaidinthecurrencyagreedinthePolicy.

Intheeventofalossadjustmentinvolvingcurrencyconversion,theexchangesellingratewillbecalculatedasfollows:

(a)Asrespectsthecalculationofdeductiblesandlimitsofliability,therateofexchangepublishedbytheorganizationagreedinthePolicyonthedateoftheloss.

Thedateoflossisdefinedasthedatewhenthelossactuallyoccurs,ortheearliestdatewhentheInsureddiscoversthelossifitnotpossibletoconfirmthedatewhenthelossactuallyoccurs.

(b)AsrespectslossorDamagetoPropertyInsured:

i)thecosttorepairorreplacePropertyInsuredwillbeconvertedatthedateoflossbasedontherateofexchangepublishedbytheorganizationagreedinthePolicy.

ii)IfsuchPropertyisnotreplacedorrepaired,theconversionwillbebasedontherateofexchangepublishedbytheorganizationagreedinthePolicyasofthedateofloss.

(c)Forpremiumsettlement,atdateofcommencementofcoveraspertheexchangerateagreedontheorganizationagreedinthePolicy.

(d)Foryear-endpremiumadjustment,atdateofcommencementofcoveraspertheexchangerateagreedontheorganizationagreedinthePolicy.

IftheexchangeratewasnotpublishedbytheorganizationagreedinthePolicyonthestipulateddate,therateofexchangewillbeaspublishedonthenextbusinessday.