现代金融业务(综合)模拟试卷14(题后含答案及解析).pdfVIP

现代金融业务（综合）模拟试卷14(题后含答案及解析)

题型有：1.听力2.单项选择题3.完形填空4.判断正误5.阅读理解6.

写作

听力

单句理解

听力原文：Foronefullyearwhenthefullprincipalplusinterestispaidtogether,

compoundinterestandsimpleinterestyieldthesamedollaramount.

1．

A．Ifthetimeperiodoftheloanisoneyear,thesimpleinterestandcompound

interestarethesame.

B．Ifthetimeperiodoftheloanisthesame,thesimpleinterestandcompound

interestarethesame.

C．Whenthefullprincipalplusinterestispaidtogether,compoundinterestand

simpleinterestareofthesamedollaramount.

D．Whenthefullprincipalplusinterestispaidtogether,compoundinterestand

simpleinterestarenotofthesamedollaramount.

正确答案：A

解析：单句意思为“当本金和利息整整一年才一起支付时，复利计息和单利

计息的数额一样”。

听力原文：Commercialbanksaremainlytoprovideshort-termloansforthe

capitalmarketwiththeacquireddepositsandthefundsfromotherchannels.

2．

A．Commercialbanksmainlyprovideshort-termloansforthecapitalmarket.

B．Thecapitalmarketmainlydependsontheacquireddepositsandthefunds

fromotherchannels.

C．Short-termloansaremainlyfromtheacquireddepositsandthefundsfrom

otherchannels.

D．Commercialbanksmainlydependonthecapitalmarketfordepositsandthe

funds.

正确答案：A

解析：单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获

得的资金来源为资本市场提供短期贷款。”

听力原文：Whatisitcalledifaletterofcreditisissuedforguaranteeof

performanceratherthanpayment?

3．

A．Back-to-backcredit.

B．Reciprocalcredit.

C．Documentarycredit.

D．Stand-bycredit.

正确答案：D

解析：单句问的是“为了确保履行协议而非真正付款的信用证称为什么信用

证?”，答案应为stand-bycredit，即备用信用证。back—to一backcredit背对背信

用证。reciprocalcredit互惠信用证。documentarycredit跟单信用证。

听力原文：Thebankhasspecialobligationtodepositors,becauseitmakes

profitsfromtheirmoneyaswella