中意乐享宁两全保险-条款.pdf

中意人寿[2019]两全保险018号

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本阅读提示是为了帮助您更好理解条款，对本合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费··················································1.5

被保险人可以享有本合同提供的保障利益······························································2.4

您有权解除合同·································································································7

您应当特别注意的事项

在某些情况下，我们不承担保险责任··································1.5、2.3、2.6、3.2、6.1、9.1

您应及时向我们通知保险事故·············································································3.2

受益人的保险金申请权应在一定期间内行使···························································3.7

您应按时支付保险费·························································································4.1

在某些情况下，本合同效力中止····························································4.2、5.2、6.1

解除合同会给您造成一定的损失，请您慎重决策·····················································7.1

在某些情况下，本合同效力终止··········································································8.1

我们对一些重要术语进行了解释，请您注意····························································11

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同3.2保险事故通知7合同解除

1.1合同构成3.3保险金的申请7.1解除合同的手续及风险

1.2保险合同成立与生效3.4司法鉴定8合同效力的终止

1.3投保年龄3.5保险金的给付8.1合同效力的终止

1.4合同的签收3.6宣告死亡处理9如实告知

1.5犹豫期3.7诉讼时效9.1明确说明与如实告知

2我们提供的保障4保险费的支付9.2本公司合同解除权的限制

2.1基本保险金额4.1保险费的支付10其他需要关注的事项

2.2保险期间4.2宽限期10.1年龄错误

2.3等待期5现金价值权益