中意附加一生保轻症中症豁免保险费疾病保险（2021）- 条款.pdf

中意人寿[2021]疾病保险037号

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本阅读提示是为了帮助您更好理解条款，对本附加合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费··············································1.5

被保险人可以享有本附加合同提供的保障利益····················································2.3

您有权解除合同·····························································································7

您应当特别注意的事项

在某些情况下，我们不承担保险责任·························1.5、2.4、3.1、6.1、9.1、10、11

申请人的保险费豁免申请权应在一定期间内行使·················································3.4

您应按时支付保险费·····················································································4.1

在某些情况下，本附加合同效力中止·························································4.2、6.1

解除合同会给您造成一定的损失，请您慎重决策·················································7.1

在某些情况下，本附加合同效力终止································································8.1

您有如实告知的义务·····················································································9.1

我们对一些重要术语进行了解释，请您注意························································12

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1.您与我们订立的合同3.1保险事故的通知7.合同解除

1.1合同构成3.2保险金的申请7.1解除合同的手续及风险

1.2保险合同成立与生效3.3保险费的豁免8.合同效力的终止

1.3投保年龄3.4诉讼时效8.1合同效力的终止

1.4合同的签收4.保险费的支付9.如实告知

1.5犹豫期4.1保险费的支付9.1明确说明与如实告知

2.我们提供的保障4.2宽限期9.2本公司合同解除权的限制

2.1保险期间5.现金价值权益10.轻度疾病的定义及范围

2.2等待期5.1现金价值11.中度疾病的定义及范围

2.3保险责任6.合同效力的中止及恢复12.释义

2.4责任免除6.1效力中止

3.保险金的申请