中意附加轻症豁免保险费疾病保险 - 条款.pdf

中意人寿[2020]疾病保险049号

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本阅读提示是为了帮助您更好理解条款，对本附加合同内容的解释以条款正文为准。

您拥有的重要权益

犹豫期内您若要求解除合同，我们仅扣除工本费·······················································1.5

被保险人可以享有本附加合同提供的保障利益··························································2.3

您有权解除合同···································································································6

您应当特别注意的事项

在某些情况下，我们不承担保险责任······································1.5、2.4、3.1、5.1、7.1、8

您应及时向我们通知保险事故···············································································3.1

保险金申请权应在一定期间内行使·········································································3.4

您应按时支付保险费···························································································4.1

在某些情况下，本附加合同效力中止·······························································4.2、5.1

解除合同会给您造成一定的损失，请您慎重决策·······················································6.1

在某些情况下，本附加合同效力终止······································································6.2

您有如实告知的义务···························································································7.1

我们对一些重要术语进行了解释，请您注意·······························································9

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1您与我们订立的合同2.4责任免除5.1效力中止

1.1合同构成3保险金的申请5.2效力恢复

1.2保险合同成立与生效3.1保险事故通知6合同解除及效力终止

1.3投保年龄3.2保险金的申请6.1解除合同的手续及风险

1.4合同的签收3.3保险费的豁免6.2合同效力的终止

1.5犹豫期3.4诉讼时效7如实告知

2我们提供的保障4保险费的支付7.1明确说明与如实告知

2.1保险期间4.1保险费的支付7.2本公司合同解除权的限制