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中意人寿[2020]疾病保险051号
阅读提示请扫描以查询验证条款
本阅读提示是为了帮助您更好理解条款,对本附加合同内容的解释以条款正文为准。
您拥有的重要权益
在犹豫期内您若要求解除合同,我们仅扣除工本费·················································1.5
被保险人可以享有本附加合同提供的保障利益·······················································2.3
您有权解除合同·································································································6
您应当特别注意的事项
在某些情况下,我们不承担保险责任····································1.5、2.4、3.1、5.1、7.1、8
您应及时向我们通知保险事故·············································································3.1
受益人的保险金申请权应在一定期间内行使··························································3.4
您应按时支付保险费·························································································4.1
在某些情况下,本附加合同效力中止·····························································4.2、5.1
解除合同会给您造成一定的损失,请您慎重决策····················································6.1
在某些情况下,本附加合同效力终止····································································6.2
您有如实告知的义务·························································································7.1
我们对一些重要术语进行了解释,请您注意····························································9
条款是保险合同的重要内容,为充分保障您的权益,请您仔细阅读本条款。
条款目录
1您与我们订立的合同2.4责任免除5.1效力中止
1.1合同构成3保险金的申请5.2效力恢复
1.2保险合同成立与生效3.1保险事故通知6合同解除及效力终止
1.3投保年龄3.2保险金的申请6.1解除合同的手续及风险
1.4合同的签收3.3保险费的豁免6.2合同效力的终止
1.5犹豫期3.4诉讼时效7如实告知
2我们提供的保障4保险费的支付7.1明确说明与如实告知
2.1保险期间4.1保险费的支付7.2本公司合同解除权的限制
2.2等待期4.2宽限期
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