中意附加悦享轻症豁免保费疾病保险- 条款.pdfVIP

中意人寿[2020]疾病保险037号

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本阅读提示是为了帮助您更好理解条款，对本附加合同内容的解释以条款正文为准。

您拥有的重要权益

在犹豫期内您若要求解除合同，我们仅扣除工本费··············································1.5

被保险人可以享有本附加合同提供的保障利益····················································2.3

您有权解除合同·····························································································7

您应当特别注意的事项

在某些情况下，我们不承担保险责任······································1.5、2.4、6.1、9.1、10

受益人的保险金申请权应在一定期间内行使·······················································3.4

您应按时支付保险费·····················································································4.1

在某些情况下，本附加合同效力中止·························································4.2、6.1

解除合同会给您造成一定的损失，请您慎重决策·················································7.1

在某些情况下，本附加合同效力终止································································8.1

您有如实告知的义务·····················································································9.1

我们对一些重要术语进行了解释，请您注意························································11

条款是保险合同的重要内容，为充分保障您的权益，请您仔细阅读本条款。

条款目录

1.您与我们订立的合同3.保险金的申请6.1效力中止

1.1合同构成3.1保险事故的通知6.2效力恢复

1.2保险合同成立与生效3.2保险金的申请7.合同解除

1.3投保年龄3.3保险费的豁免7.1解除合同的手续及风险

1.4合同的签收3.4诉讼时效8.合同效力的终止

1.5犹豫期4.保险费的支付8.1合同效力的终止

2.我们提供的保障4.1保险费的支付9.如实告知

2.1保险期间4.2宽限期9.1明确说明与如实告知

2.2等待期5.现金价值权益9.2本公司合同解除权的限制

2.3保险责任5.1现金价值10.轻症疾病的定义及范围

2.4责任免除6.合同效力的中止及恢复